My overall research focuses on the economic impacts of natural disasters, vulnerability, adaptation, and public policy concerning disaster mitigation and recovery. In my research I examine the effectiveness and equity of federal and local disaster mitigation and recovery policies. I also study individuals' behavior responses to public provision of flood protection as well as to general disaster aid. I examine long-run adaptation through individuals' location choices and spatial sorting as a mechanism of adjustment to the threat of extreme events and policy interventions. Part of my ongoing research concerns state-run wind insurance programs and incentives to promote private hazard insurance market.