Employer-sponsored health insurance and mandated benefit laws. Academic Article

abstract

• Regulations for the content of private health plans, called mandated benefit laws, are widespread and growing in the United States, at both state and federal levels. Three aspects of these laws are examined: their current scope; some economic reasons for their existence; and the theory and empirical evidence for their effects in health insurance markets. A growing body of literature suggests that society is paying a high price for enhanced coverage via mandated benefits. These laws increase insurance premiums, cause declines in wages and other fringe benefits, and lead some employers and their workers to forgo health benefits altogether. The cost of mandated benefit laws falls disproportionately on workers in small firms.

authors

• Morrisey, Michael

published proceedings

• Milbank Q

altmetric score

• 3

author list (cited authors)

• Jensen, G. A., & Morrisey, M. A.

citation count

• 71

complete list of authors

• Jensen, GA||Morrisey, MA

publication date

• December 1999

publisher

• Wiley  Publisher

published in

• Milbank Quarterly  Journal

keywords

• Costs And Cost Analysis
• Health Benefit Plans, Employee
• Health Care Sector
• Humans
• Insurance Benefits
• Private Sector
• Residence Characteristics
• Salaries And Fringe Benefits
• United States

PubMed Central ID

• 10656028

Digital Object Identifier (DOI)

• 10.1111/1468-0009.00147

start page

• 425

end page

• 459

volume

• 77

issue

• 4

URL

• http://dx.doi.org/10.1111/1468-0009.00147