Small employers and the health insurance market. Academic Article

abstract

• In 1993 half of all small businesses (fewer than fifty workers) sponsored a health plan for their employees, up from 41 percent in 1989. While not as deep, the benefits offered by small firms are nearly as broad as benefits offered by large firms, and they have expanded since 1989. Small businesses pay more for coverage, however. Although coverage restrictions based on health status and preexisting conditions are a significant concern of small firms, actual limits of this type in the small-group market are modest. Firms not offering insurance report that they have wide access to coverage, and many would sponsor a plan if only prices were lower.

authors

• Morrisey, Michael

published proceedings

• Health Aff (Millwood)

altmetric score

• 3

author list (cited authors)

• Morrisey, M. A., Jensen, G. A., & Morlock, R. J.

citation count

• 48

complete list of authors

• Morrisey, MA||Jensen, GA||Morlock, RJ

publication date

• January 1994

publisher

• Health Affairs  Publisher

published in

• Health Affairs  Journal

keywords

• Data Collection
• Evaluation Studies As Topic
• Health Benefit Plans, Employee
• Insurance Selection Bias
• Private Sector
• United States

PubMed Central ID

• 7868019

Digital Object Identifier (DOI)

• 10.1377/hlthaff.13.5.149

start page

• 149

end page

• 161

volume

• 13

issue

• 5

URL

• http://dx.doi.org/10.1377/hlthaff.13.5.149