Harness, Nathaniel Instructional Associate Professor

academic article

• Harness, N. J., Chatterjee, S., & Salter, J (2014). Financial planning for the middle market. Journal of Financial Planning // the Institute of Certified Financial Planners.  27(4), 48-54.
  
• Harness, N. J., Edelman, D., & Loving, A. C (2013). Estate Planning Opportunities in 2012 and Beyond. GSTF Journal on Business Review.  2(3), 1-3.
  
• Chatterjee, S., Salter, J. R., & Harness, N. J (2012). Annuitization decisions of retirees: The role of risk aversion and financial advice. Review of Economic and Business Studies (REBS).  5(1), 35-52.
  
• Loving, A. C., & Harness, N. J (2012). Financial Planning for the Prince and the Pauper: A commentary on very different skill sets, tools, and time constraints. GSTF Journal on Business Review.  1(3), 31-32.
  
• Loving, A. C., Harness, N. J., & Winchester, D (2012). Finishing School: Integrating sales skills and product knowledge into financial planning education. GSTF Journal on Business Review.  1(3), 96-98.
  
• Chatterjee, S., Salter, J. R., & Harness, N. J. (2011). Financial Confidence Among Retirees: The Role of Financial Advice and Planning Duration. Economics Bulletin.  31(1), 315-323.
  
• Salter, J., Harness, N. J., & Chatterjee, S (2011). How retirees pay for current healthcare and future long-term care expenses. Journal of Financial Service Professionals.  65(1), 88-92.
  
• Chatterjee, S., Finke, M., & Harness, N. (2011). The impact of self-efficacy on wealth accumulation and portfolio choice. Applied Economics Letters.  18(7), 627-631.
  
• Salter, J., Harness, N. J., & Chatterjee, S (2011). Value of financial advisors to retirees. Journal of Financial Service Professionals.  65(3), 60-68.
  
• Harness, N. J., Finke, M. M., & Chatterjee, S (2010). Household Investment Variation and Wealth. The International Journal of Business and Finance Research.  4(2), 1-12.
  
• Palmer, L., Goetz, J., & Harness, N. J (2010). Raising consumers' awareness of savings opportunities: The saver's credit and tax season. Journal of Consumer Education.  27, 87-101.
  
• Salter, J. R., Harness, N. J., & Chatterjee, S. (2010). Utilization of financial advisors by affluent retirees. Financial Services Review.  19(1), 245-263.
  
• Chatterjee, S., & Harness, N. J (2009). Individual stockownership in the United States: Is there a native-immigrant gap in financial market participation?. International Journal of Strategic Management.  9(1), 50-58.
  
• Chatterjee, S., Finke, M., & Harness, N. J (2009). Individual wealth management: Does selfesteem matter?. Journal of Applied Business and Economics.  10(2), 11-24.
  
• Chatterjee, S., & Harness, N. J (2009). Participation in tax-advantaged retirement accounts: do U.S. government employees save more?. 1(1), 91-99.
  
• Harness, N. J., Finke, M. S., & Chatterjee, S. (2009). The effects of the capital accumulation ratio on wealth. Financial Counseling and Planning.  20(1), 44-57.
  
• Harness, N. J., Finke, M., & Chatterjee, S (2008). Household Financial Ratios: A Review of Literature. Journal of Personal Finance.  6(2), 77-97.